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When You Succeed, We Succeed.

Our focus on developing groundbreaking technology, creative solutions, marketing programs, dynamic retention strategies, and a broad product mix has helped our clients grow their businesses for more than 30 years. We have provided our clients with guidance, partnership, and tools throughout a variety of volatile market conditions, including the 2008 housing crisis, TRID and QM regulations, and the COVID-19 pandemic, which has resulted in increased sales, growth, and productivity. 

Nick Pabarcus

Executive Vice President


Nick Pabarcus, CMB, AMP brings 20 years of mortgage banking experience to his role as Senior Vice President, Wholesale Lending at Qualifi. He brings an analytical approach and broad knowledge of counterparty risk, manufacturing quality, file flow, margin management, organizational leadership, and sales disciplines to his leadership position. Prior to joining the company, Nick served with Bank of America's Correspondent Lending Division and held various management positions within the enterprise. He is active with the Mortgage Bankers Association (MBA) as a CMB (Certified Mortgage Banker), AMP (Accredited Mortgage Professional) and is a graduate of the MBA's Future Leaders Program. In addition, he is an instructor with MBA’s Education Group and is engaged in the advocacy effort through the Mortgage Action Alliance.

Allyson Foley

Executive Vice President, Operations

Allyson Foley started her career with North American before joining Wells Fargo. She has had multiple leadership roles that include, but are not limited to, Mortgage IT, First Magnus, Bank of America, Mr. Cooper, and Cardinal.  Allyson is a key component of the leadership team, given her breadth of experience.

Jonathan McCash

Executive Vice President, Sales

Jon McCash brings a wealth of experience in Wholesale mortgage banking with over 20 years of experience directly in the Wholesale channel.  He is passionate about building and leading sales teams through sales disciplines, developing and implementing sales strategies, and consistently achieving top-performance levels in annual production. Previously, Jon has served as Regional Vice President for Qualifi Lending and worked for MetLife, and he has held sales positions at Bank of America and Countrywide.   

Ryan Rathert

SVP, Director of Wholesale

Ryan Rathert possesses more than 15 years of mortgage banking experience with a primary focus in third-party lending. He has been a part of the Qualifi leadership team in several roles and has also held senior leadership positions at Wells Fargo and Mr. Cooper in a variety of areas, including finance, operations, retail, joint venture, correspondent, and Wholesale lending. 

What our customers are saying...

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Customer in the Northeast:

APR 20, 2021

“Thank you so much for your extra effort helping this lovely family into their new home! ―Nancy R. ”

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Customer in the Southwest:

AUG 2, 2021

“All I can say is WOW!”

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Customer in the Greater Midwest:

FEB 20, 2020

“Perfect. You always do a great job. Thank you. ―Niesha U. ”

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Customer in Northern California:

MAY 30, 2021

“The whole loan process was very smooth from start to finish. Thank you very much to everyone! ―Lili C. ”

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Customer in the Northeast:

FEB 17, 2021

“Thanks! You are literally a joy to work with! Not just for speed, but in your abilities, insight and willingness to help. A true joy. Thank you! ―Roxanne”

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Customer in the Southwest:

MAR 11, 2020

“Thank you very much! We really appreciate all the help! ―Douglas J.”

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Customer in Northern California:

SEP 6, 2020

“Thanks everyone for a very smooth closing! ―Michael L.”