Licensing Information
Nationwide Mortgage Licensing System (NMLS) ID #: 1854
Licenses can be verified at: NMLS Consumer Access
State Licenses
STATE |
LICENSE AGENCY |
LICENSE TYPE |
LICENSE ID |
|---|---|---|---|
| AK | Department of Commerce, Community and Economic Development: Division of Banking and Securities | Mortgage Broker/Lender License | AK1854 |
| AK | Department of Commerce, Community and Economic Development: Division of Banking and Securities | Mortgage Broker/Lender License - Other Trade Name #1 | N/A |
| AL | State Banking Department | Consumer Credit License | 21191 |
| AR | Arkansas Securities Department | Combination Mortgage Banker-Broker-Servicer License | 102360 |
| AZ | Department of Financial Institutions | Mortgage Banker License | 0905413 |
| CA | Licensed by the Department of Financial Protection and Innovation (DFPI) under the Residential Mortgage Lending Act | RMLA #4130495 | |
| CO | Division of Real Estate | Mortgage Company Registration | N/A |
| CT | Department of Banking | Mortgage Lender License | 15262 |
| DC | Department of Insurance, Securities, and Banking | Mortgage Dual Authority License | MLB1854 |
| DE | Office of the State Bank Commissioner | Licensed Lender License | 011236 |
| FL | Office of Financial Regulation | Mortgage Lender Servicer License | MLD988 |
| GA | Department of Banking and Finance | Mortgage Lender License/ Registration | 24066 |
| HI | Department of Financial Institutions | Mortgage Loan Originator Company License | HI-1854 |
| HI | Department of Financial Institutions | Mortgage Servicer License | MS133 |
| IA | Division of Banking | Mortgage Banker License | 2009-0047 |
| IA | Division of Banking | Mortgage Banker License – Other Trade Name #2 | 2014-0010 |
| ID | Department of Finance | Mortgage Broker/Lender License | MBL-3005 |
| IL | Department of Financial and Professional Regulation | Residential Mortgage License | MB.6760686 |
| IN | Department of Financial Institutions | First Lien Mortgage Lending License | 15640 |
| IN | Department of Financial Institutions | Subordinate Lien Mortgage Lending License | 28198 |
| KS | Office of the State Bank Commissioner | Mortgage Company License | MC.0025047 |
| KY | Department of Financial Institutions | Mortgage Company License | MC77358 |
| LA | Office of Financial Institutions | Residential Mortgage Lending License | N/A |
| MA | Division of Banks and Loan Agencies | Mortgage Broker License | MC1854 |
| MA | Division of Banks and Loan Agencies | Mortgage Lender License | MC1854 |
| MD | Commissioner of Financial Regulation | Mortgage Lender License | 10847 |
| ME | Department of Professional and Financial Regulation | Supervised Lender License | 1854 |
| MI | Office of Financial and Insurance Services | 1st Mortgage Broker/Lender/Servicer Registrant | FR0020090 |
| MN | Department of Commerce | Residential Mortgage Originator License | MN-MO-1854 |
| MN | Department of Commerce | Residential Mortgage Originator License Other Trade Name #1 | MN-MO-1854.1 |
| MO | Division of Finance | Company Registration | 21-2052 |
| MS | Department of Banking and Consumer Finance | Mortgage Lender License | 1854 |
| MT | Division of Banking and Financial Institutions | Mortgage Lender License | 1854 |
| MT | Division of Banking and Financial Institutions | Mortgage Servicer License | 1854 |
| MT | Division of Banking and Financial Institutions | Mortgage Broker License | 1854 |
| NC | Commissioner of Banks | Mortgage Lender License | L-148477 |
| ND | Department of Financial Institutions | Money Broker License | MB102922 |
| NE | Department of Banking and Finance | Mortgage Banker License | 2082 |
| NH | New Hampshire Banking Department | Mortgage Banker License | 15083-MB |
| NJ | Department of Banking and Insurance Residential | Mortgage Lender License | 0806377 |
| NM | Department of Regulation and Licensing | Mortgage Loan Company License | 01457 |
| NV | Department of Business and Industry | Mortgage Banker License | 3577 |
| NV | Department of Business and Industry | Mortgage Broker License | 3578 |
| NY | NOT LICENSED | NOT LICENSED | NOT LICENSED |
| OH | Department of Commerce | Mortgage Broker Act Certificate of Registration | MB.804022.000 |
| OH | Department of Commerce | Mortgage Loan Act Certificate of Registration | SM.501885.000 |
| OK | Department of Consumer Credit | Mortgage Lender License | ML002710 |
| OK | Department of Consumer Credit | Mortgage Lender License - Other Trade Name #1 | ML010103 |
| OR | Department of Consumer and Business Services | Mortgage Lending License | ML-1041 |
| PA | Department of Banking | Mortgage Lender License | 28788 |
| RI | Division of Banking | Lender License | 2009265LL |
| RI | Division of Banking | Loan Broker License | No license #’s issued |
| SC | State Board of Financial Institutions | Mortgage Lender/Servicer License | MLS – 1854 |
| SC | State Board of Financial Institutions | Mortgage Lender/Servicer License - Other Trade Name #1 | MLS - 1854 OTN#1 |
| SD | Division of Banking | Mortgage Lender License | ML.04912 |
| TN | Department of Financial Institutions | Mortgage License | 109457 |
| TX | Department of Savings and Mortgage Lending | Mortgage Banker Registration | N/A |
| TX | Office of Consumer Credit Commissioner | Regulated Loan License | 14726-56147 |
| UT | Division of Financial Institutions | Residential First Mortgage Notification | UDFI-RFMN2015 |
| UT | Division of Real Estate | Mortgage Entity License | 5780454 |
| UT | Division of Real Estate | Mortgage Entity License - Other Trade Name #2 | 8907987 |
| VA | State Corporation Commission | Broker License | MC-2184 |
| VA | State Corporation Commission | Lender License | MC-2184 |
| VT | Department of Banking, Insurance, Securities, and Health Care Administration | Lender License | 6224 |
| VT | Department of Banking, Insurance & Securities | Loan Servicer License | 1854-1 |
| VT | Department of Banking, Insurance, Securities, and Health Care Administration | Lender License - Other Trade Name #2 | 6642 |
| WA | Department of Financial Institutions | Consumer Loan Company License | CL-1854 |
| WI | Department of Financial Institutions | Mortgage Banker License | 696677BA |
| WI | Department of Financial Institutions | Mortgage Broker License | 1854BR |
| WV | Division of Banking Mortgage | Lender License | ML-30447 |
| WV | Division of Banking | Mortgage Broker License | MB-33920 |
| WY | Division of Banking Mortgage | Mortgage Lender/Broker License | 2135 |
State Specific Disclosures:
California – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA# 4130495.
Illinois– Regulated by the Illinois Department of Financial and Professional Regulation
Division of Banking
320 W. Washington Street
Springfield, IL. 62786
217-782-300
Missouri – Missouri Residential Mortgage Loan Broker License #21-2052 (Stearns’ in state office is located at 7280 NW 87th Terrace, Suite C-210, Office 217)
Nevada – For State of Nevada residents Stearns Lending, LLC is a mortgage lender promoting the loan products or services contained in this article; the business phone number that Stearns Lending maintains on file with the State of Nevada Department of Business and Industry is 855-839-6487.
New York – Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
Texas – Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.Sml.Texas.Gov. A toll-free consumer hotline is available at 1-877-276-5550.The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursment from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.Sml.Texas.Gov.
Disclaimers:
- Information accurate as of January 01, 2021.
- Not all programs are available in all areas. Program restrictions apply. All rights reserved.
- This is not an offer for extension of credit or a commitment to lend.
- Not all branches are licensed in every state; please contact your local office to determine eligibility.
- All loan programs are subject to Stearns Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.
Questions regarding our licenses should be directed to:
Chief Legal Officer or Deputy General Counsel
Stearns Lending LLC
401 E. Corporate Drive, Suite 150
Lewisville, TX 75057
What our customers are saying
“Perfect. You always do a great job. Thank you. ―Niesha U. ”
“The whole loan process was very smooth from start to finish. Thank you very much to everyone! ―Lili C. ”
“Thanks! You are literally a joy to work with! Not just for speed, but in your abilities, insight and willingness to help. A true joy. Thank you! ―Roxanne”
“Thank you very much! We really appreciate all the help! ―Douglas J.”