Your Non-Delegated Correspondent Partner for the Road Ahead
Customize your solution based on your business model. We let you decide how to best work with us.
Partner with Us
Customize your solution based on your business model.
We let you decide how to best work with us
Premium Plus
- Stearns® Wholesale will prepare and deliver the upfront federal & state-specific initial disclosures, LE(s), CD(s) and closing documents.
- Sellers are responsible for submitting a COC request for changes to the LE as applicable. This includes Float-to-Lock disclosures when the lock with the borrower was not secured at the time of initial disclosure.
Preferred
- Stearns® Wholesale acts as your underwriting resource for your conventional and government transactions.
*FHA requires additional lending authority that is applicable to all sellers.
We make your job quick and easy with SNAP for Non-Delegated Correspondents
Have Non-Delegated Correspondent questions? We can help.
There are many advantages. First and foremost, you are able to access our vast underwriting talent. You remain the lender, with all the documents in your name. Plus, you're able to decide upon your own appraisal management company (AMC), and price your own loan.
We usually do business in one of two ways.
First, there's the Preferred path, where we act merely as underwriters. The lender still handles disclosures and closing.
Second, we have the Premium Plus path. In that option, we handle all disclosures, underwriting, and prepare closing documents ― all while maintaining strict compliance.
Interested in getting started or need more info? CLICK HERE TO GET STARTED
SNAP is short for Stearns Network Automated Portal. It's our proprietary Broker portal that brings our clients efficient loan origination and pipeline management. The broker portal includes integrations with a digital mortgage point of sale, allows clients to access pricing and guidelines, verification of income and asset tools, rate sheets, training, marketing tools, easy loan submission and much more.
Snap is available 24/7 online at https://snap2.stearns.com/
Snap is available 24/7 online at https://snap2.stearns.com/